Introduction
The purpose of this Privacy Policy is to inform users of the MoneyTrack application and website (collectively, the “Service”) about the information we collect, how we use it, and how it is protected. “MoneyTrack”, “we”, “us”, or “our” refers to the operators of the domain moneytrack.com and/or the MoneyTrack application, as well as any services offered by or in connection with these properties.
By using the Service, you confirm that you are over 16 years of age (or have had your parent or guardian review and agree to this Privacy Policy on your behalf) and that you have read and agree to this Policy. If you do not agree, you must stop using the Service. For any questions, contact customer@moneytrack.com.
Changes to This Privacy Policy
We may modify this Privacy Policy from time to time. Please review it periodically. If material changes are made, we may notify you within the Service or by email where permitted. Your continued use of the Service after changes constitutes acceptance of the revised policy.
Who This Policy Applies To
This Privacy Policy applies to all users of the MoneyTrack Service, including the application and website.
Information We Collect
We collect only what is necessary to operate and improve the Service. This may include:
- Identification Information: User ID or account identifiers (used for personalization, analytics, app functionality).
- Contact Information: Email address (if provided for account, support, or communications).
- Technical & Device Data: Device model and OS, device settings (e.g., language, theme), screen properties, carrier, OS version, locale, coarse geolocation (country/city-level), network type and speed, IP address, browser user-agent (for web), advertising identifiers (IDFA/AAID) where permitted, vendor identifiers, and tracking preferences.
- Usage Data: Feature interactions, time in app, session counts and length, survey participation, discovery interactions, push notification token (if enabled), and similar event data.
- Diagnostics: Crash data, performance data, logs and error reports.
How We Use Your Information
- Provide and Improve the Service: Operate core features, update functionality, fix bugs, and enhance stability and personalization.
- Protect Users and Platform Integrity: Security, fraud prevention, abuse detection, and stability.
- Legal Compliance: Meet applicable legal and regulatory obligations.
- Enforce Terms: Prevent prohibited activities and enforce our agreements.
- Maintain Registration and Access: Enable account access and settings.
- Quality Control: Internal analytics and training to ensure a consistent experience.
- Marketing and Communication (where permitted): Provide updates or relevant messages based on your preferences and applicable law. You may opt out where available.
Collection via Stores and Platforms
If you download MoneyTrack via an app store, certain data (e.g., account identifiers, device type) may be processed by the store under its own privacy policy. We may receive anonymized statistics (e.g., downloads, uninstalls, crashes). For web access, your browser and network providers may process data per their policies.
Technical Functions & Permissions
Certain features may request device permissions (e.g., notifications). Granting permissions is optional but may be required for related features. You can revoke permissions in your device or browser settings. Revocation stops future collection for that purpose but does not affect prior lawful processing.
How We Share Information
We share information only as necessary and described here:
- Internal Teams: MoneyTrack team members who operate and improve the Service.
- Service Providers: Hosting, databases, authentication, crash reporting, analytics, customer support, and similar vendors (e.g., services from Google/Firebase, analytics partners). These providers are bound by confidentiality and process data under our instructions or as independent controllers where applicable.
- Advertising/Measurement Partners (where permitted): To serve contextual content or measure performance, typically limited to technical identifiers.
- Login Providers: If you choose to log in with a third-party provider.
- Legal & Professional Advisors: As needed for legal, compliance, or audit purposes.
- Law Enforcement & Public Authorities: As required by law or to protect rights and safety.
- Corporate Transactions: In the event of a merger, acquisition, restructuring, or sale of assets, subject to applicable laws and confidentiality obligations.
- With Your Consent: Where you authorize specific sharing.
Security
We implement reasonable administrative, technical, and physical safeguards to protect data against unauthorized access, alteration, disclosure, or destruction. No method of transmission or storage is 100% secure. You also play a role in protecting your information (e.g., strong passwords, securing your device).
Your Consent & Data Retention
By using the Service, you consent to the processing of your personal data as described in this Policy. We retain personal data only as long as necessary for the purposes described (including providing the Service, resolving disputes, enforcing agreements, and legal compliance) or until you request deletion, subject to legal retention requirements. Aggregated or anonymized data may be retained indefinitely.
Children’s Data
The Service is intended for users at least 16 years old (or the minimum age required by law in your jurisdiction). We do not knowingly collect personal information from children under 16. If we learn we have collected such data, we will take steps to delete it. If you believe a child’s data was collected, contact customer@moneytrack.com immediately.
Automatically Collected Data
As described above, MoneyTrack may automatically collect technical and usage data when you interact with the Service to operate and improve functionality.
Legal Bases for Processing (GDPR/EEA)
- Contractual Necessity: To provide the Service you requested and perform our obligations.
- Legal Obligation: To comply with laws and lawful requests.
- Legitimate Interests: Improve the Service, ensure security, prevent fraud, conduct analytics, and contextual communications where not overridden by your rights.
- Consent: Where required (e.g., certain tracking, non-essential cookies, or specific device access). You can withdraw consent at any time, without affecting prior lawful processing.
Cookies and Similar Technologies
Mobile apps and websites may use SDKs, local storage, and cookies to store identifiers, maintain sessions, personalize content, analyze usage, and ensure security. You can manage preferences via device or browser settings. Disabling essential identifiers may impair functionality.
Third-Party Sources
We generally collect information directly from you or your device. We typically do not obtain personal information from external sources, except where necessary and legally permitted (e.g., fraud prevention or identity verification). If you log in with a third-party provider, we may receive basic profile information you authorize.
Accessing or Changing Your Information
Subject to applicable law, you may have the right to access, correct, update, or request deletion of your personal information. Some basic details may be managed within the app or website settings (if available). For other requests, contact customer@moneytrack.com. We may need to verify your identity before processing requests.
GDPR Rights for EEA Residents
- Right to Withdraw Consent
- Right of Access
- Right to Rectification
- Right to Erasure
- Right to Restrict Processing
- Right to Data Portability
- Right to Object
- Rights Related to Automated Decision-Making and Profiling
- Right to Lodge a Complaint with a supervisory authority
To exercise these rights, contact customer@moneytrack.com. We encourage you to contact us first to resolve concerns.
Contact Us
If you have questions about this Privacy Policy or our data practices, please contact us at customer@moneytrack.com.